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Des Moines, the biggest city in Iowa, has home insurance rates that are 3% cheaper than the state average at $1,127 per year; Cedar Rapids, the second most populated city, is 9% cheaper than the state average. Jan 2019 - May 20223 years 5 months. The Jeff Ahlers Agency started in 1984 and has been an. West Des Moines, IA 50266. Allstate Insurance--Scott G. 101 Years. Allentown, PA 18109. Tyson Burton: Allstate Insurance CLAIM THIS BUSINESS. ” more. Visit DandB. Waterloo, IA 50702 About As a Personal Financial Representative in Waterloo, I know many local families. Scott Parsons: Allstate Insurance (319) 277-5920. After helping countless drivers in Waterloo find car insurance, we discovered that the average cost for minimum liability coverage is $148 per month or $1,770 per year. As a minimum in Iowa, you must have insurance that covers $20,000 bodily injury per person per accident and $40,000 bodily injury for all persons per accident. 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